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Deposit Products NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. Savings Accounts Broadway Federal Bank offers a variety of savings options to fit your needs. Whether you’re just starting out or are looking to enhance your financial portfolio, we have an account to fit your needs. For over half a century, we've specialized in helping people secure a sound financial future by providing products and services at competitive rates and excellent customer service. Passbook Savings Account Traditional savings account. A great way to start your savings plan. You have the choice of a monthly statement or passbook. • $50.00 minimum to open • Interest compounded daily • Deposit and withdrawal flexibility • Direct Deposit available   Money Market NOW Account Account liquidity at a higher rate of interest than our Passbook Savings Account. • $2500.00 minimum to open • Interest compounded monthly • Unlimited deposits • Check access • Direct Deposit available   NOW / Checking Accounts At Broadway Federal Bank you have a choice of four checking plans to meet your individual needs. Each plan gives you unlimited check writing with no per-check charges plus free access to your funds at any Broadway Federal Bank ATM. Free Checking • $50 minimum to open • Open in branch • ATM/Debit Card access • Direct Deposit Available • No monthly maintenance fee   Non-Interest Bearing NOW Account • •  $100.00 minimum to open A monthly service charge fee of $8, will be imposed every statement cycle of the balance in the account falls below $600, any day of the cycle. • Unlimited Check writing   Interest-Bearing NOW Account • $100.00 minimum to open • Unlimited check writing • Account earns interest •  A monthly service charge fee of $11, will be imposed every statement cycle of the balance in the account falls below $700, any day of the cycle.   Super NOW Account • •  $2500.00 minimum to open Pays a higher rate of interest than Interest-Bearing NOW Account • Unlimited check writing   Senior Citizen Non-Interest Bearing NOW Account A special program for Seniors age 59 or older with direct deposit of SSA or SSI. • $100.00 minimum to open • First order of Corporate Image checks at no charge • No monthly service charge • UnlimitedCheck writing   Gold Phone With Broadway Federal's 24-hour Gold Phone automated account information and transaction system, customers may: • Obtain account balances • Obtain a history of transactions • Transfer funds • Verify funds • Make loan payments   Call (323) 935-2288 to reach our Gold Phone. To access your account information enter the last four digits of the primary account holder's social security number as the security code, and your nine digit account number.     Certificates of Deposit Broadway Federal Bank offers a variety of Certificates of Deposit providing you with a choice of terms ranging from three months to six years. Broadway Federal Bank offers competitive rates and your deposit is insured by the FDIC up to $250,000.