Personal Accounts

Savings Accounts

City First Bank offers a variety of savings solutions to fit all your needs.  Whether you're just starting your savings plan or looking to enhance your financial portfolio, we have a variety of account options tailored to meet your needs. 


Statement Savings Account

0.25%APY


For more info, call 888.988.2265 or email onlinebanking@broadwayfederalbank.com


Read Disclosure

Annual Percentage Yields (APYs) accurate as of 03/21/2019 and are variable and subject to change without notice. Applicable fees may reduce earnings. Minimum balance required to earn disclosed APY. APYs and balance tier amounts associated with the end-of-day balance for the purpose of paying interest on a Statement Savings Account are: 0.00% APY on balances below $50.00; 0.25% APY on balances of $50.00 or more. Monthly service charge of $3.00 imposed if the balance in account falls below $200.00 any day of the cycle.

Our Statement Savings Account features:

  • $50 Minimum to Open
  • $3 Monthly Service Charge
    • Imposed every statement cycle if the average daily balance in the account falls below $200
  • Interest Compounded Daily
  • Deposit and Withdrawal Flexibility

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Account includes ATM Card

ATM Card


Money Market Accounts

Looking for a high yield savings option while still having easy access to your funds?  A City First Bank Money Market account does just that.

Gold VIP Money Market

0.10%APY


Read Disclosure

Annual Percentage Yields (APYs) accurate as of 01/07/2021 and are variable and subject to change without notice. Applicable fees may reduce earnings. Minimum balance required to earn disclosed APY. APYs and balance tier amounts associated with the end-of-day balance for the purpose of paying interest on a Gold VIP Money Market are: 0.00% APY on balances below $100,000.00; 0.10% APY on balances of $100,000.00 or more.

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Our Gold VIP Money Market features:

  • $100,000 Minimum to Open
  • No Monthly Service Charge
  • Tiered Rate

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Debit Card

ONLINE Platinum Money Market

Rate and APY for balances $25,000.00 and over 0.10% Rate 0.10% APY

Rate and APY for balances $25,000.00 and over 0.10% Rate 0.10% APY

Rate and APY for Balances less than $9,999.99  0.10% Rate 0.10% APY


Read Disclosure

Annual Percentage Yields (APYs) accurate as of 01/07/2021 and are variable and subject to change without notice. Applicable fees may reduce earnings. Minimum balance required to earn disclosed APY. APYs and balance tier amounts associated with the end-of-day balance for the purpose of paying interest on an Online Platinum Money Market are: 0.10% APY on balances below $9,999.99; 0.10% APY on balances of $10,000.00 to $24,999.99; 0.10%APY on balances above $25,000.00.

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Our Online Platinum Money Market features:

  • $5,000 Minimum to Open
  • $12 Service Charge
    • Imposed every statement cycle if the average daily balance in the account falls below $5,000.00
  • Tiered Rate
  • Interest Compounded Daily

Checking Accounts

Whether just starting out, well established in life, or somewhere in between City First Bank has a range of checking accounts to meet your financial needs. Each account offers unlimited check writing with no per-check charges plus free access to your funds at any City First Bank or MoneyPass ATM.

Our Basic Checking features:

  • $50 Minimum to Open
  • No Monthly Service Charge
    • If enrolled in Online Banking AND
    • Enrolled to receive eStatements
    • Otherwise, $2 per statement cycle
  • Unlimited Check Writing
  • 24/7 access with online and mobile banking

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Debit Card

High Yield Interest Checking

0.15%APY


Read Disclosure

Annual Percentage Yields (APYs) accurate as of 03/21/2019 and are variable and subject to change without notice. Applicable fees may reduce earnings. Minimum balance required to earn disclosed APY. APYs and balance tier amounts associated with the end-of-day balance for the purpose of paying interest on a High Yield Interest Checking Account are: 0.10% APY on balances below $2,500.00; 0.15% APY on balances of $2,500.00 or more. Monthly service charge of $12.00 imposed if the balance in account falls below $2,500.00 any day of the cycle.


For more info, call 888.988.2265 or email onlinebanking@broadwayfederalbank.com

Our Checking with Interest features:

  • $2,500 Minimum to Open
  • Tiered Rate
  • A Monthly Service Charge of $12
    • Imposed every statement cycle if the average daily balance in the account falls below $2,500
  • Unlimited Check Writing
  • 24/7 access wtih online and mobile banking

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Debit Card

Certificate of Deposit Accounts (CDs)

Earn a Guaranteed Interest Rate

A certificate of deposit (CD) is a great fit when you don't need immediate access to your funds and want a steady rate of return. With CD laddering, you can stagger the maturity dates of several CDs, so you can maximize your returns and plan for access to your funds.

For those at any income level, City First Bank offers a Traditional IRA with tax-deferred earnings that also are tax-deductible for qualified individuals.

12 Month Online Certificate of Deposit

0.10%APY

Rate and APY for balances $25,000.00 and over 0.10% Rate 0.10% APY 

Rate and APY for balances less than $24,999.99 0.10% Rate 0.10% APY 


Read Disclosure

The Annual Percentage Yields (APY) are effective as of 01/07/2021 and are subject to change without prior notice until account opening. Rates apply to new accounts and may not apply to existing accounts. A penalty may be imposed for early withdrawal. Withdrawal of funds, early or upon maturity, by official check or wire is subject to current official check or outgoing wire fee. Fees may reduce earnings. IRS penalties may apply for early withdrawal from an IRA account, consult your tax advisor for more information.

Minimum Balance required to earn the advertised APY.

Apply Now



Our 12 Month Online Certificate of Deposit Features: 

  • $1,000 Minimum to Open 
  • Tiered Rate
  • Unlimited account access by phone, web and mobile

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Certificate of Deposit (CDs)

See table below


For more info, call 888.988.2265 or email onlinebanking@broadwayfederalbank.com

Our Certificate of Deposit Accounts feature:

  • Flexible terms from 91 days to five years, depending on the amount of opening deposit
  • Fixed interest rates
  • FDIC insured up to the permissible limit

Includes:

Desktop Banking

Online Banking

Mobile Banking

Mobile Banking

Term

Interest Rate

APY

91 Day

0.30%

0.30%

6 Month

0.40%

0.40%

12 Month

0.50%

0.50%

Disclosure

The Annual Percentage Yields (APY) are effective as of 05/14/2020 and are subject to change without prior notice until account opening. Rates apply to new accounts and may not apply to existing accounts. A penalty may be imposed for early withdrawal. Withdrawal of funds, early or upon maturity, by official check or wire is subject to current official check or outgoing wire fee. Fees may reduce earnings. IRS penalties may apply for early withdrawal from an IRA account, consult your tax advisor for more information.

Minimum Balance required to earn the advertised APY.